HomeMy WebLinkAboutFood and Friends - 12/31/2020FOR BOARD OF HEALTH USE ONLY Permit#
FOOD ESTABLISHMENT PERMIT APPLICATION.'
(Application must be submitted at least 30 days before the planned opening date) • .
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Establishment Name f noA S Fr ll e YLt -i I ,-tc 4 c,/, Ftr
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Establishment Address a A r%C DTII /Vf �/ e 7 �-� %iG�r6�'j�ld NA D� d
Establishment Mailing Address (if different)
Establishment Telephone No v d& -
Applicant Name&Title: '�Dovork 0y�rn� VV_
Applicant Address ) %t �h � 54- O'Z Iy8
Applicant Telephone No.: , j p e -3341 _ �� 9� 24 Hour Emergency No.: 6'�O-e� c6�
Applicant Email
Owner Name & Title (If different from applicant)
Owner Address
Owner telephone number
Owner email:
Establishment Owned By:
If a corporation or partnership, give name, title, and home address of officers or
An Association
partner.
O A Corporation
Name Title Address
IN An Individual
A A Partnership
Ed Other legal Entity
I 1-1v
Person Directly Responsible For Daily Operations (owner, person in charge, supervisor, manager etc.)
Name &Title: rfJcr�� E •r- e'f5"q�rd
Address:
/'G a' w(l +7 )
Telephone No: ��.. Jr��v �d 9°f 24 Hour Emergency No:
FAX:��
E-mail:!�`t�?'
Alt E -Mail: C�� 1 U Pirf 2=0yt , t 1 4e,
District Or Regional Supervisor (if applicable) pQW %'czreA&
Name & Title: Az4W _Apra -
Address:
/g7T/2Ao�iw 4sy L'avw, 4 / Pf ui' vrGlc� 93 P,n sT civ
Telephone No: sD 2 2 Z - ,Z 24 Hour Emergency No: )
FAX: d?
�zm� ems?
E-mail: GU GVUl� (�/%Ip�jO/QCfJLG97G/IO F C�Ur�ie¢S �0��
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Food Establishment Information
WATER SOURCE: �OCCJ N �� (^ `
SEWAGE DISPOSAL:
No. of Food Employees:
DEP Public Water Supply No: (If applicable)
DAYS/HOURS:
Name of Person(s) In Charge C fied in Food Protection Management:
L'AVA-7,
Name of Peerson(s)In..Charge Certified in Allergen Awareness Training
fn@iLL/D L [ � �2.Q,.��12i2
Name of pest control company routinely inspecting the premises for evidence of pests ��� e✓�� �77j1J
If there is seating for 25 people or more, a person trained in manual choke saving procedures will be onsite at all times
food is being prepared. J Yes
Does this establishment require a FOG permit? /f/O If yes, please attach the FOG permit application.
Length of Permit:
Establishment Type:
Annual
Retail Food $125.00
c Mobile Food Consession
Temporary
Food Service up to 100 INCLUDING
NO PHF PREPARED ON SITE $100.00
Temporary Start Date:
FOOD TRUCKS $175.00
Manufacture Frozen Desserts/Ice Cream
Food Service up to 101 -200 $250.00
$ 25.00/freezer
Temporary End Date:
Food Service up to 201 + $300.00
0 Pushcart $50.00 If of Pushcarts:
Temporary Time:
OSupermarkets $400
Residential Kitchen $100.00
Rain Date;
Milk &Cream $10.00
Q Caterer $35.00
Food Operations: Definitions:PHF - Potentially hazardous food(fimeRemperature controls required)
(Cheek all that apply): Non-PHFs- non -potentially hazardous food(no time/temperature controls required)
RTE- ready -to -eat foods (Ex. sandwiches, salads, muffins which need no further processing)
Sale of Commercially Pre -Packaged Non-PHFs IA PHFCooked To Order
[2d Hot PHF Cooked and Cooled or Hot Held
Sale of Commercially Pre -Packaged PHFs (J Preparation of PHFs For Hot And
for More Than a Single Meal Service
1°❑1 Delivery of Packaged PHFs Cold Holding For Single Meal Service
Q PHF and RTE Foods Prepared For Highly
I] Sale of Raw Animal Foods Intended
Reheating of Commercially to be Prepared by Consumer
Susceptible Population Facility
Q Use Process Requiring A Variance
Processed Foods for Service Within 4 Hours
of
and/or HACCP Plan (including bare hand
Customer Self -Service of Non PHF and Non- Customer Self -Service
contact alternative, time as a public health
Perishable Foods Only Ice Manufactured and Packaged for
control)
Preparation Pre Retail Sale
IUI of Non-PHFs
p
r_
� Offers Raw Or Undercooked Food Of
C Juice Manufactured and Packaged for
Animal Origin
Other Food Operations Retail Sale
G's Vacuum Packaging / Cook Chill
i] Offers RTE PHF In Bulk Quantities
Prepares Food/Single Meals for
ed Retail Sale of Salvage, Out -Of -Date
Catered Events or Institutional Food Service
or Reconditioned Food
I, the undersigned, attest to the accuracy of the information provided in this application and affirm that the food
establishment operation will comply Wth 105 CMR 590.000 and all other applicable law. I have been instructed by the
board of health on how to obtain copies of 105 CMR 590.000 and the federal Food Code.
X Signature of Applicant:
Pursuant to MGL Ch.62C, sec. 49A, I ceWfy under the penalties of perjury that I, to my best knowledge and belief, have fled all state tax returns
and paid state taxes required under law.
Social Security Number or Federal ID:
Signature of Individual or Corporate Name: F(Y,�jy� 02�T!'f5T LtVG14, Rf
=1d.
Sincerely,
Amy Donovan -Palmer, MPH, RS
Health Agent
Food Establishments
Fee
Caterer
$35
Milk & Cream
$10
Pushcart
$50
Manufacture Frozen Desserts/Ice Cream per freezer
$25
Mobile Food
$100
Residential Kitchen
$100
Retail Snack Food, no PHF
$50
Retail Food
$125
HACCP review and approval
$100
Restaurants Seating up to 100
$175
Restaurants Seating 101-200
$250
Restaurants Seating 201+
$300
Supermarket
$400
Farmer's Market
$25
Temporary (per day)
$50
3 grease interceptors/traps or less and/or 1 yellow grease
collection container
$50
Each grease interceptor/trap over 3
$50 ($200 max)
Any establishment that generates FOG and does not have
FOG containment
$50
Critical Violation re -inspection fee
$100
Plan review
$100
Tobacco and Nicotine Delivery Products
$150
Town of Mansfield
6 Park Bow, Mansfield, Massachusetts 02048
Health Department
Amy Donovan -Palmer, MPH, BS, Health Agent
Food Service Establishment Renewal
To renew your permit, please submit the following documents and payment to the Health
Department. Please note that ALL of these documents must be submitted each year for the filing
to be complete. Incomplete filings will be returned and no permit will be issued.
1. Food Establishment Permit Application (Attached)
2. ServSafe / Food Safety Manager Certificates
3. Allergen Awareness Training Certificates
4. Tax Certification Form (Attached)
5. Workers' Compensation Insurance Affidavit: General Business (Attached)
6. 1Merlee =y ration page
7. hed)
Please note, the Health Department is communicating with permit holders mainly through email.
Please be sure to include a valid email address for all positions. If there are any changes in contact
information (i.e. new PIC, new email address), the Health Department must be notified within 10
business days.
�The following documents must be on site during inspections.
10 Written Illness Reporting Policy with respect to diseases transmissible through food
// (example attached) T�
/2. Vomit and Diarrhea Clean up Procedure (example attached)
V1.
Pest Control contract and/or receipts from routine inspections of the premise
The Plastics Waste Reduction bylaw is now fully in effect. According to this by-law, no retail
establishment, including food service establishments, shall provide thin-film, single -use plastic
check-out bags. Check-out bags can only be a 100% recyclable paper bag containing at least 40%
post -consumer recycled content or a reusable check-out bag.
Please contact the Health Department if I can be of any further assistance.
Phone (508)261-7366 Fax (508)261-7425 Emailadpalmer(✓ic mansfieldma.com
Mansfield Board of Health
Request for Fee Waiver for Food Permit
Date
We, �rjv ��a,r c i 57� /(restaurant/
organization)
request a waiver of the Food Service Permit Fee for the following reason:
❑ This is a request from a town department.
Please list the department:
❑ We are a 501(c)(3) organization and ALL proceeds earned will go directly to the
organization. *
❑ We are donating ALL proceeds earned directly to a 501(c)(3) organization. *
Please list the organization:
We are not charging a fee for food/drink being served.
We are a religious organization.
❑ Other:
Thank you,
Signature
C�aerd ai �"�r
Title
*Please provide proof of valid 501(c)(3) status
BOH Use Only
Approved
Denied Reason:
Signature: Date:
TAX CERTIFICATION FORM
I certify under the penalties of perjury that I, to my best knowledge and
belief, have filed all state tax returns and paid all state taxes required
under law.
Signature of'Individual or Corporate Name By: Corporate O cer Wafidnt T ij'tlpplicable)
�II re.�5 , Gti P.yvL
GYI b1) "N,5�2 PS/�1 s`✓v� c,e (-�^w+ : EI e e
D y -3o = o 42
"Social Security No. (Voluntan/) or Federal
Identification Number
*This license will not be issued unless this certification clause is signed
by the applicant.
** Your social security number will be furnished to the Massachusetts
Department of Revenue to determine whether you have met tax filing or
tax payment obligations. Licensees who fail to correct their non -filing or
delinquency will be subject to license suspension or revocation. This
request is made under the authority of Massachusetts General Law
Chapter 62C, section 49A.
C:\Users\sleite\Desktop\Scott's Documents\Food Establishments- Temp\TAX CERTIFICATION FORM.doc
The Commonwealth of Massachusetts
Department oflndustrialAccidents J
Office of Investigations 6/"
600 Washington Street
Boston, MA 02111
www.mass.gov/dia
Workers' Compensation Insurance Affidavit: Get
Applicant Information .,e Print Legibly
Business/Organization Name: �1�r�T' �1'�! �1�/ �1
Address:
City/State/Zip: 4 � 9 6Y
Are you an employer? Check the appropriate box: Business Type (required):
1.❑ I am a employer with employees (full and/ 5. ❑ Retail
or part-time).* 6. ❑ Restaurant/Bar/Eating Establishment
2. ❑ I am a sole proprietor or partnership and have no 7, ❑ Office and/or Sales (incl, real estate, auto, etc.)
employees working for me in any capacity.
[No workers' comp. insurance required] 8. P�,Non-profit
3.❑ We are a corporation and its officers have exercised 9. ❑ Entertainment
their right of exemption per c. 152, § 1(4), and we have 10.❑ Manufacturing
4.[Ano employees. [No workers' comp. insurance required]** 11.❑ Health Care
We are a non-profit organization, staffed by volunteers,
with no employees. [No workers' comp. insurance req.] 12.❑ Other
*Any applicant that checks box #1 must also fill out the section below showing their workers' compensation policy information.
**If the corporate officers have exempted themselves, but the corporation has other employees, a workers' compensation policy is required and such an
organization should check box #1.
I am an employer that is providing woo insurance for my employees. Below is the policy information.
Insurance Company Name:r�cQ,. �e 1r e^ Los,� m at t i 4,W �' n S tt ✓m rtc� _��__
Insurer's Address:
City/State/Zip:
Policy # or Self -ins. Lic.
Attach a copy of the workers' compensation policy declaration page (showing the policy number and
date).
Failure to secure coverage as required under Section 25A of MGL c. 152 can lead to the imposition of criminal penalties of a
fine up to $1,500.00 and/or one-year imprisonment, as well as civil penalties in the form of a STOP WORK ORDER and a fine
of up to $250.00 a day against the violator. Be advised that a copy of this statement may be forwarded to the Office of
Investigations of the DIA for insurance coverage verification.
I do hereby cert`" 'under the pr rt andpenalties ofperjury that the information provided above is true and correct.
Official use only. Do not write in this area, to be completed by city or town official.
City or Town:
Permit/License
Issuing Authority (circle one):
1. Board of Health 2. Building Department 3. City/Town Clerk 4. Licensing Board 5. Selectmen's Office
6. Other
Contact Person:
www.mass.gov/dia
Phone #:
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PREFERRED MUTUAL INSURANCE COMPANY
Preferred One Preferred Way New Berlin NY 13411
Mutual COMMERCIAL GENERAL LIABILITY COVERAGE PART
L`censsumd" DECLARATIONS DIRECT BILL
RENEWAL BUSINESS
Policy Number: CPP 0190 60 22 75
Named Insured: FIRST BAPTIST CHURCH
Address: 52 NORTH MAIN ST
MANSFIELD MA 02048 Replacement or
Renewal Number of CPP
0180602275
Agent: BATES INSURANCE AGENCY INC 20 34600
Address:
MEDFORD MA 02155
Policy Period: From 11/05/19 to 11/05/20 12:01 A.M. standard time at the mailing address of the
named insured as stated herein.
In return for the payment of the premium, and subject to all the terms of this policy, we agree with
you to provide the
insurance as stated in this policy.
LIMITS OF INSURANCE
GENERAL AGGREGATE LIMIT (Other than Products -Completed Operations) 4
1 , 000,000
PRODUCTS -COMPLETED OPERATIONS AGGREGATE LIMIT S
1 1000,000
PERSONAL AND ADVERTISING INJURY LIMIT S
500,000
EACH OCCURRENCE LIMIT $
500,000
DAMAGE TO PREMISES RENTED TO YOU LIMIT (Any One Premises) $
100,000
MEDICAL EXPENSE LIMIT (Any One Person) S
5,000
The Named Insured is: NOT FOR PROFIT
Business of the Named Insured is: CHURCH
Audit Period:
FORMS & ENDORSEMENTS ATTACHED TO THIS POLICY
CG2022(1001) CG2283(1194) R10020 0193) R10021(0193) R10022(0193) R10023(0193
R[0009( 1931 CG2147((1207) CG9506 0709) CG0203((0308) R10490(0413) CG2151(04 3
CG2187 011 6) CG2109 0615) CG2171(0115) CG2108(0514) CG0001(0413) CG2186(1204)
CG24240413) CG2132(0509) IL0003(0908) IL0021(0908) CG2167(1204) CG9505(0104)
TOTAL ADVANCE PREMIUM
852.00
THESE DECLARATIONS ARE PART OF THE POLICY DECLARATIONS CONTAINING THE NAME OF THE INSURED AND THE POLICY PERIOD.
PMD7 (10-14) Includes copyrighted material of Insurance Services Office, Inc., with permission @ Insurance services Office, Inc., 2000.
10/16/19 SJL AP INSURED COPY CPP GLO 0190602275 867016322 00017
Preferred
Mutual
Live Assured"
PREFERRED MUTUAL INSURANCE COMPANY
One Preferred Way New Berlin NY 13411
COMMERCIAL GENERAL LIABILITY SCHEDULE
Policy Number: CPP 0190 60 22 75
DIRECT BILL
RENEWAL BUSINESS
Location and
Item Description of
No. Hazards
Code
No.
Premium
Basis
Rates
Advance Premium
OTHER
PR/CO
OTHER
PR/CO
001A CHURCHES OR OTHER
HOUSES OF WORSHIP
INCLUDING PRODUCTS
AND/OR COMPLETED
OPERATIONS
CG2022 CG2283
52 NORTH MAIN ST
MANSFIELD MA 02048
BRISTOL CO 030
003B R10020 -DIRECTORS &
AREA PER THOUSANDS . FT.
41650 10000 0027.557 276 INC
MA -517
OFFICERS LIABILITY
73145
COVERAGE PART -
MA -517
CLAIMS MADE
004B R10021 -PROFESSIONAL
LIABILITY COVERAGE
73444
PART
MA -517
005B R10022 -SEXUAL
MA -517
MISCONDUCT OR SEXUAL
41650
ABUSE ENDORSEMENT
MA -517
006B R10023 -RELIGIOUS
INSTITUTION HIRED
44444
AUTO AND NON -OWNED
MA -517
AUTO LIABILITY
(PER FORM SCHEDULE)
001C SOUP KITCHENS
22222
MA -517
SOUP KITCHEN
1-75 MEALS PER WEEK
0 0000.000 0000.000 $ 117
0 0000.000 0000.000 $ 60
0 0000.000 0000.000 $ 200
0 0000.000 0000.000 $ 132
0000.000 0000.000 $ 67
TOTAL ADVANCE OTHER AND PR/CO $ 852
TOTAL ADVANCE PREMIUM $ 852
GL -S1 (10.14) Includes copyrighted material of Insurance Services Office, Inc., with its permission @ Insurance services Office, Inc., 2000.
10/16/19 SA AP INSURED COPY CPP GLO 0190602276 857316322 010001
PREFERRED MUTUAL INSURANCE COMPANY
One Preferred Way New Berlin NY 13411
Preferred POLICY ISSUED ON THE CO-OPERATIVE PLAN
Mutual
Live Assured" COMMERCIAL LINES POLICY
COMMON POLICY DECLARATIONS
Policy Number: CPP 0190 60 22 75
Named Insured and Mailing Address (No., Street, Town or City, county, State, Zip Code)
FIRST BAPTIST CHURCH
52 NORTH MAIN ST
MANSFIELD MA 02048
Policy Period: From 11/05/2019 to 11/05/2020
named insured as stated herein.
DIRECT BILL
RENEWAL BUSINESS
Replacement or
Renewal Number of CPP 0180602275
12:01 A.M. standard time at the mailing address of the
IN RETURN FOR THE PAYMENT OF THE PREMIUM, AND SUBJECT TO ALL THE TERMS OF THIS POLICY, WE AGREE
WITH YOU TO PROVIDE THE INSURANCE AS STATED IN THIS POLICY.
THIS POLICY CONSISTS OF THE FOLLOWING COVERAGE PARTS FOR WHICH A PREMIUM IS INDICATED.
THIS PREMIUM MAY BE SUBJECT TO ADJUSTMENT.
PREMIUM
Commercial Properly Coverage Part
Commercial General Liability Coverage Part
Commercial Crime Coverage Part
Commercial Inland Marine Coverage Part
Owners & Contractors Protective Liability Coverage Part
Commercial Auto Coverage Part (Not Applicable In Massachusetts)
Countersigned: 10/15/2019 By
PTIMTIrtat]
BATES INSURANCE AGENCY INC
92 HIGH STREET - SUITE B1
MEDFORD MA 02155
(781)396.4985
$ 2,995.00
$ 852.00
TOTAL $ 3,847.00
Authorized Representative
THESE DECLARATIONS TOGETHER WITH THE COMMON POLICY CONDITIONS, COVERAGE PART DECLARATIONS, COVERAGE PART COVER-
AGE FORMS(S) AND FORMS AND ENDORSEMENTS, IF ANY, ISSUED TO FORM A PART THEREOF, COMPLETE THE ABOVE NUMBERED POLICY.
CD -1 (10-14) Includes copyrighted material of Insurance Services Office, Inc., with its permission @ insurance Services Office, Inc., 2006
INSURED COPY
MASSACHUSETTS CHANGES - LEAD POISONING ENDORSEMENT
This endorsement modifies insurance provided under the following:
COMMERCIAL GENERAL LIABILITY COVERAGE PART
A. With respect to the premises listed in the Declarations of this policy, for each "unit" on such premises for which
you have either a "Letter of Interim Control" or a "Letter of Full Compliance", and for the adjacent common areas
which are covered under the policy and to which the "Letter of Interim Control" or "Letter of Compliance" applies,
we will provide coverage under COVERAGE A - BODILY INJURY AND PROPERTY DAMAGE LIABILITY (Section I
- Coverages) for liability arising out of an "occurrence" of lead poisoning, as described below.
This insurance applies to "bodily injury" which occurs during the policy period and arises out of lead poisoning
from lead in a covered "unit", or adjacent common areas, for which one of the following applies:
A "Letter of Interim Control" or a "Letter of Compliance" is in effect at the time the "bodily injury" occurs;
2. The "bodily injury" occurs within 14 days after you, or your managing agent, have been notified by an au-
thorized lead inspector that the "unit" or adjacent common areas on your premises is not in conformance
with an already existing emergency lead management plan and the "Letter of Interim Control"; or
3. The "bodily injury" occurs during any extension of the 14 day period described in paragraph 2. above, as
granted by a lead poisoning control director, local code enforcement agency or board of health, or by judicial
order, except no coverage is provided for "bodily injury" for which you are strictly liable under the
Massachusetts Lead Law. '
This insurance does not apply to "bodily injury" which is the result of your gross or willful negligence.
Subject to the General Aggregate Limit shown in the Declarations of this policy, the most we will pay for all
"bodily injury" arising out of any one "occurrence" of lead poisoning shall not exceed the Each Occurrence Limit
shown in the Declarations.
For each "unit" for which you obtain a "Letter of Interim Control" or a "Letter of Full Compliance" during the policy
period, you must, as soon as practicable, notify us and provide a copy of the letter. Coverage for that "unit" and
the adjacent common areas to which the letter applies shall take effect on the date the letter becomes applicable
to the newly complying "unit".
B. With respect to the premises listed in the Declarations of this policy, for each "unit", and its adjacent common
areas, for which you do not have a "Letter of Interim Control" or a "Letter of Compliance", the insurance under
this policy does not apply to "bodily injury" arising out of lead poisoning from lead in such covered "unit" or its
adjacent common area, unless, for an additional premium, you purchased such coverage for which, if so pur-
chased such coverage for which, if so purchased, an endorsement is attached to your policy.
C. If you are a new owner of a premises covered under this policy, and you bring such premises into conformance
with the Massachusetts Lead Law within 90 days from taking title, the coverage described in paragraph A. above
applies. Coverage for this period shall apply to all conforming "units" and their adjacent common areas from the
date you took title to the premises or from the inception date of this policy, whichever is later.
D. For the purposes of this endorsement, the DEFINITIONS Section is amended by the addition of the following:
1. "Letter of Compliance" means a Letter of Lead Abatement Compliance or other equivalent "letter of compli-
ance" issued by a licensed governmental or private lead inspector in accordance with applicable laws and
Department of Public Health regulations on lead poisoning prevention and control. A "Letter of Interim
Control" is not a "letter of compliance".
2. "Letter of Interim Control" means a letter, other than a "letter of compliance", which has been issued by a
licensed lead inspector:
a. In accordance with the applicable laws and the Department of Public Health regulations on lead pre-
vention and control: and
CG 22 83 (11-94) Copyright, Insurance Services Office, Inc., 1994 Page 1 of 2
CPP GLO 0190802275 2277 19268 INSURED COPY 00019
b. In connection with an emergency lead management plan which has been established to address an ur-
gent lead paint hazard until a "Letter of Compliance" is obtained.
3. "Unit" means a room or set of rooms, let to an individual or household for use as living and sleeping quarters,
which:
a. Is located in any building, premises, dwelling, or in the residential portion of such building or premises
which includes both commercial and residential accommodations; and
b. Was constructed prior to 1978.
CG 22 83 (11-94) Copyright, Insurance Services Office, Inc., 1994 Page 2 of 2
CPP GLO 0190602276 2277 19288 INSURED COPY 00020
CLAIMS MADE
THIS ENDORSEMENT CHANGES YOUR POLICY. PLEASE READ IT CAREFULLY. POTENTIAL COVERAGE GAPS MAY
ARISE UPON THE EXPIRATION OF CLAIMS MADE COVERAGE.
DIRECTORS AND OFFICERS LIABILITY COVERAGE PART
This endorsement modifies insurance provided under the following:
RELIGIOUS INSTITUTION COMMERCIAL GENERAL LIABILITY COVERAGE PART
Schedule
Policy Period: (Same as Policy Period shown in the Policy Declarations unless otherwise shown.)
Retroactive Date: 11/05/2010
COVERAGE PROVIDED UNDER THIS ENDORSEMENT IS SUBJECT TO A SEPARATE LIMIT, STATED BELOW. THIS
SEPARATE LIMIT MAY BE HIGHER OR LOWER THAN, AND IS NOT IN ADDITION TO, THE LIMIT PROVIDED BY THE
RELIGIOUS INSTITUTION COMMERCIAL GENERAL LIABILITY COVERAGE PART.
Limits of Insurance $ 500,000 Each "Wrongful Act"
$ 1,000,000 Aggregate
Various provisions of this policy restrict coverage. Read b. We will have the right and duty to defend any
the entire policy carefully to determine rights, duties "suit" seeking damages, even if any of the
and what is and is not covered. This coverage part has "suit's" allegations are groundless, false, or
a limited time period to report a wrongful act or claim. fraudulent, but:
The provisions in this form are in addition to the Com-
mon Policy Conditions and the Religious Institution
Commercial General Liability Conditions.
The word "insured" means any person or organization
qualifying as such under Section III - Who Is An Insured
contained in this Coverage Part.
Words and phrases that appear in quotation marks in
this Coverage Part have special meaning. Refer to
Section VII - Definitions of this Coverage Part or Section
V - Definitions of the Religious Institution Commercial
General Liability Coverage Form.
SECTION I - COVERAGE
1. Insuring Agreement
1) The amount we will pay for damages is
limited as described in Section IV - Limits
oflnsurance.
2) We may investigate and settle any claim
or "suit" at our discretion; and
3) Our right and duty to defend ends when
we have used up the applicable Limit of
Insurance to pay judgments or settle-
ments; and
c. This insurance applies to a "wrongful act" only
if a claim for damages because of the
"wrongful act" is first made during the policy
period or any extended reporting period.
a. We will pay those sums that the insured be- 1) A claim by a person or organization
comes legally obligated to pay as damages seeking damages will be deemed to have
because of a "wrongful act" to which this in- been made when written notice of such
surance applies. The insurance provided by claim is first received and recorded by us,
this Coverage Part does not apply to a whether such claim is reported to us by
"wrongful act" which occurred before the Ret- any insured or by the person or organiza-
roactive Date, if any, shown in the Schedule tion seeking damages.
above or which occurs after the policy period.
2) All claims for damages because of a
The "wrongful act" must take place in the "wrongful act" causing loss to the same
"covered territory"; and person or organization will be deemed to
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have been made at the time the first of
those claims is made against any insured.
2. Exclusions
All of the exclusions of the Religious Institution
Commercial General Liability Coverage part which
are not specifically excepted by the terms of this
coverage part apply to this coverage part. In ad-
dition, this insurance does not apply to:
a. Any dishonest, fraudulent, malicious or crimi-
nal act and related fines and penalties;
b. "bodily injury", "property damage", "personal
injury", "advertising injury" or "professional lk
ability";
c. Claims based upon or arising out of any actual
or alleged violation of the Securities Act of
1933, the Securities Exchange Act of 1934, the
Trust Indenture Act of 1939, the Investment
Company Act of 1940, amendments thereto, or
regulations promulgated thereunder; or any
similar provisions of state statutory law or
common law;
d. Salaries or other compensation of employees,
directors, officers or religious leaders;
e. Failure to secure and maintain insurance or
bonds for the proper amounts of coverage;
f. Damages from any transaction for personal
gain or advantage which is not shared equally
by all members;
g. The violation of any civil rights statute or ordi-
nances;
h. Any claim, "suit", or damages arising directly
or indirectly from "contaminants or pollutants"
including clean up or removal costs;
I. Any claim based on the Employee Retirement
Income Security Act of 1974 and amendments
to it, or similar Federal, State or local laws;
J. Any claim or "suit" of one or more "directors
and officers" and/or "committee members"
against any individual or group of "directors
and officer" and/or "committee members";
k. Any claim or "suit" alleging libel or slander;
I. Any claim or "suit" arising out of any actual
or alleged conduct of a sexual nature;
m. Any claim or "suit" arising out of an insured's
joint venture with any entity or ownership of a
controlling interest in any subsidiary. How-
ever, we will provide coverage to the "direc-
tors and officers" and "committee members"
of a subsidiary acquired or created after the
inception date of this coverage part subject to
RI 0020 (01.93)
written notice thereof being given to us within
60 days of acquisition or creation. This cover-
age applies only to "wrongful acts" occurring
after your acquisition or creation of the sub-
sidiary, and only for claims made within the
first 60 days following such acquisition or cre-
ation. We may requiest additional information
about the subsidiary, and after review we may
exclude or include coverage under this
endorsement.
SECTION II - SUPPLEMENTARY PAYMENTS
We will pay, with respect to any claim or "suit" we de-
fend:
1. All expenses we incur.
2. All reasonable expenses incurred by the insured
at our request to assist us in the investigation or
defense of the claim or "suit", including actual loss
of earning up to $100 a day because of time off
from work.
3. All costs taxed against the insured in the "suit".
4. Prejudgment interest awarded against the insured
on that part of the judgment we pay. If we make
an offer to pay the applicable limit of insurance,
we will not pay any prejudgment interest based on
that period of time after the offer.
5. All interest on the full amount of any judgment that
accrues after entry of the judgment and before we
have paid, offered to pay, or deposited in court the
part of the judgment that is within the applicable
limit of insurance.
These payments will not reduce the limits of insurance.
SECTION III - WHO IS AN INSURED
Each of the following is an insured for a "wrongful act":
1. You.
2. Your "directors and officers" as a group and each
director and officer as an individual, but only with
respect to their duties as directors or officers.
3. Your "committee members" as a group and each
member as an individual, but only with respect to
their duties as a committee member.
4. "Directors and officers" and "committee members"
of any subsidiary, but only to the extent specified
under the exception to Exclusion 2.m.
SECTION IV - LIMITS OF INSURANCE
1. The limits of Insurance shown in the Schedule of
this Coverage Part and the rules below fix the most
we will pay regardless of the number of:
a. Insureds;
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CPP GLO 0190602276 2277 19288 INSURED COPY
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GUI IN
b. Claims made or "suits" brought; or
c. Persons or organizations making claims or
bringing "suits".
2. The Each "Wrongful Act" Limit is the most we will
pay for all damages arising out of the same act or
"interrelated wrongful acts" of one or more of the
insureds and shall be considered as one "wrongful 4•
act".
3. The Aggregate Limit is the most we will pay for
damages as a result of "wrongful acts" for all
claims that are made during each annual policy
period.
4. You shall be liable to pay the first $100 of damages
per individual "officer, director" or "committee
member" arising out of each "wrongful act".
5. The maximum you shall be liable to pay for each
"wrongful act" is 1,000, except that the individual
retention amount in 4. above shall in no event be
reduced below $75 per individual.
6. We shall be liable to pay 99.9% of the damages in
excess of the amount determined under 4. and 5.
above, but:
a. We will not be liable for more than the Limit
of Insurance shown in the Schedule for this
Coverage Part; and
b. You shall be liable for:
1) 0.10% of damages in excess of the
amount determined under 4. and 5. above;
and
2) for the full amount of any such damages
remaining after we pay the amount shown
for the Limits of Insurance in the Schedule
for this Coverage Part.
SECTION V - CHANGES TO RELIGIOUS INSTITUTION
COMMERCIAL GENERAL LIABILITY COVERAGE PART
CONDITIONS
Paragraphs 2.a. and 4.b. of SECTION IV - RELIGIOUS
INSTITUTION COMMERCIAL GENERAL LIABILITY CON-
DITIONS of the COMMERCIAL GENERAL LIABILITY
COVERAGE FORM are deleted and replaced by the fol-
lowing:
01
a. You must see to it that we are notified as soon
as practicable of a "wrongful act" which may
result in a claim. To the extent possible, no-
tice should include:
1) How, when and where the "wrongful act"
took place;
RI 0020 (01-93)
CPP OLO 0190602275
2) The names and addresses of any dam-
aged persons and any witnesses; and
3) The nature of any damages arising out of
the "wrongful act".
Notice of a "wrongful act" is not notice of a claim.
b. Excesslnsurance
This insurance is excess over any of the other
insurance, whether primary, excess, contigent
or on any other basis:
1) That is effective prior to the beginning of
the policy period shown in the Declara-
tions of this insurance and applies to a
"wrongful act" on other than a claims -
made basis, if:
a) No Retroactive Date is shown in the
Schedule of this Coverage Part for
this insurance; or
b) The other insurance has a policy pe-
riod which continues after the Retro-
active Date shown in the Schedule for
this Coverage Part.
When this insurance is excess, we will have
not duty to defend any claim or "suit" that any
other insurer has a duty to defend. If no duty
to defend any claim or "suit" that any other
insurer has a duty to defend. If no other
insurer defends, we will undertake to do so,
but we will be entitled to the insured's rights
against all those other insurers.
When this insurance is excess over other in-
surance, we will pay only our share of the
amount of the loss, if any, that exceeds the
sum of:
1) The total amount that all such other in-
surance would pay for the loss in the ab-
sence of this insurance; and
2) The total of all deductible and self-insured
amounts under all that other insurance.
We will share the remaining loss, if any, with
any other insurance that is not described in
this Excess Insurance provision and was not
bought specifically to apply in excess of the
Limits of Insurance shown in the Schedule of
this Coverage Part. However, this insurance
will be primary to other insurance bought
specifically to apply in excess of the Limits of
Insurance shown in the Schedule of this Cov-
erage Part.
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2277 19288 INSURED COPY
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00023
SECTION VI - EXTENDED REPORTING PERIOD
1. We will provide one or more Extended Reporting
periods, as described below, if:
a. This Coverage Part is canceled or not re-
newed; or
b. We renew or replace this Coverage Part with
insurance that:
1) Has a Retroactive Date later than the date
shown in the Schedule of this Coverage
Part; or
2) Does not apply to a "wrongful act"on a
claims -made basis.
2. A basic Extended Reporting Period is automatically
provided without additional charge. This period
starts with the end of the policy period and lasts for
60 days.
The Basic Extended Reporting Period does not ap-
ply to claims that are covered under any subse-
quent insurance you purchase, or that would be
covered but for the exhaustion of the amount of
insurance applicable to such claim.
3. A Supplemental Extended Reporting Period of one
(1) year is available, but only by an endorsement
and for an extra charge. This supplemental period
starts 60 days after the end of the polcy period.
You must give us a written request for the
endorsement within 60 days after the end of the
policy period. The Supplemental Extended Re-
porting Period will not go into effect unless you pay
the additional premium promptly when due.
The additional premium for the Supplemental Ex-
tended Reporting Period will be 50% of the annual
premium for the Coverage Part.
4. Extended Reporting Periods do not extend the pol-
icy period or change the scope of coverage pro-
vided. They apply only to claims for a "wrongful
RI 0020 (01-93)
act" that occurs before the end of the policy period
(but not before the Retroactive Date, if any, shown
in the Schedule of this Coverage Part).
Claims for such "wrongful acts" which are firs re-
ceived and recorded by us during the Basic Ex-
tended Reporting Period (or during the
Supplemental Extended Reporting Period, if it is in
effect) will be deemed to have been made on the
last date of the policy period.
Once in effect, Extended Reporting Periods may
not be canceled.
S. Extended Reporting Periods do not reinstate or in-
crease the Limits of Insurance applicable to any
claim to which this Coverage Part applies.
SECTION VII - DEFINITIONS
When used in this Coverage Part:
1. "Committee members" means your members ap-
pointed to serve on a commitee to perform specific
management duties for you.
2. "Directors and officers" means those persons who
now form or previously formed your administrative
body, including their legal representatives. Each
such person must be or has been selected by your
institution, according to your bylaws.
3. "Occurrence" means "wrongful act" when it ap-
pears in Religious Institution Commercial General
Liability Coverage Part Conditions or Exclusions
applying to this Coverage Part.
4. "Wrongful act" means any negligent act, error or
omission, misleading statement, breach of duty, or
misstatement committed by "directors and officer"
or "committee members" while acting in their ca-
pacity as such.
5. "Interrelated wrongful acts" means wrongful acts
which have as a common nexus any fact, circum-
stance, event, transaction or series of facts, cir-
cumstances, situations, events or transactions.
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CPP GLO 0190602275 2277 19288 INSURED COPY 00024
PROFESSIONAL LIABILITY COVERAGE PART
THIS ENDORSEMENT MODIFIES INSURANCE PROVIDED UNDER THE RELIGIOUS INSTITUTION COMMERCIAL GEN-
ERAL LIABILITY COVERAGE PART.
COVERAGE PROVIDED UNDER THIS ENDORSEMENT IS SUBJECT TO A SEPARATE LIMIT, STATED BELOW. THIS
SEPARATE LIMIT MAY BE HIGHER OR LOWER THAN, AND IS NOT IN ADDITION TO, THE LIMIT PROVIDED BY THE
RELIGIOUS INSTITUTION COMMERCIAL GENERAL LIABILITY COVERAGE PART.
Limits of Insurance $_500,000 Each Claim
$ 1,000,000 Annual Aggregate
SCHEDULE OF POSITIONS COVERED
1. CLERGY - 2
2.
3.
4.
5.
6.
7.
8.
9.
1. We will pay those sums that the insureds becomes
1) The amount we will pay for damages is
legally obligated to pay as damages because of
limited as described in Limits of Insurance
any acts, errors, or omissions arising out of "pro-
for Professional Liability Coverage.
fessional services" to which this insurance applies.
2) We may investigate and settle any claim
No other obligation or liability to pay sums or per-
or "suit" at our discretion; and
form acts or services is covered unless explicitly
provided for under paragraphs (b) and (c).
3) Our right and duty to defend a claim or
"suit" ends when we have used up the
a. This insurance applies only:
applicable limit of insurance in the pay-
ment of judgements or settlements for
1) To acts, errors, or omissions:
such claim or "suit", or when we have
used up the annual aggregate limit of in -
a) That are committed during the policy
surance in the payment of judgments or
period;
settlements.
b) That take place in the "coverage ter-
c. Coverage Extension - Supplementary Pay-
ritory"; and
ments
c) Arising out of "professional services"
In addition to the limit of insurance, we will
"suit"
in the conduct of your operations, as
pay, with respect to any claim or we
described in the Declarations.
defend:
1) All expenses we incur.
b. We will have the right and duty to defend any
claim seeking those damages, even if any
2) The cost of bonds to release attachments,
allegations are groundless, false, or fraudu-
but only for bond amounts within our Limit
lent. However:
of Insurance. We do not have to furnish
these bonds.
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3) All reasonable expenses incurred by the
insured at our request to assist us in the
investigation or defense of the "claim" or
"suit", including actual loss of earnings up
to $100 a day because of time off from
work.
4) All costs taxed against the insured in the
"suit".
5) Prejudgment interest awarded against the
insured on that part of the judgment we
pay. If we make an offer to pay the Limit
of Insurance, we will not pay any pre-
judgement interest based on that period
of time after the offer.
6) All interest on the full amount of any
judgment taht accrues after entry of the
judgment and before we have paid, of-
fered to pay, or deposited in court the part
of the judgment that is within our Limit of
Insurance.
2. Exclusions Applicable to Professional Liability
Coverage
g. Any dishonest, fraudulent or criminal act or
omission of the insured, including the violation
of any penal statute, ordinance, or regulation.
h. Liability arising out of "personal injury" or
"advertising injury".
I. Acts, errors or omissions of the insured as a
proprietor, superintendent, or executive officer
of any hospital, sanatorium or medical clinic,
or while acting for a professional counseling
service organized for the sole purpose ofpro-
viding counseling, referral, educational, or
similar services.
3. Who is an insured for Professional Liability Cover-
age
a. Each of the following is an insured for Profes-
sional Liability Coverage to the extent set forth
below:
1) Each of the following is an insured for
Professional Liability Coverage to the ex-
tent set forth below:
a) You;
All of the Exclusions of the Religious Institution
Commercial General Liability Coverage Part which
b) Any executive officer, volunteer reli-
are not specifically excepted by the terms of this
gious instructor, member of the board
Coverage Part apply to this Coverage Part. In ad-
of trustees, member of the board of
dition, this insurance does not apply to:
directors, member of the board of
governors, or similar board of yours
a. Liability due to the rendering or failure to ren-
but only with respect to their duties
der medical, surgical, dental, x-ray or nursing
as such; and
services or treatment. This includes, but is not
limited to shock therapy, and the prescription,
c) Any employee occupying a position
utilization, furnishing or dispensing of drugs
scheduled in the SCHEDULE OF PO -
or medical, radiological, surgical, dental or
SITIONS COVERED shown above.
nursing supplies or appliances.
4.
Limits of Insurance for Professional Liability Cov-
b. Liability arising out of the insured's commit-
erage
ment of a patient to a hospital or psychiatric
institution, or drug or alcohol abuse clinics or
a. The Limits of Liability shown in this endorse -
institutions of the like.
ment and the rules below fix the most we will
pay regardless of the number of:
c. Liability arising out of acts, errors or omis-
sions of the insured as a member of a formal
1) Insureds;
accreditation or similar professional board or
committee of any hospital or professional so-
2) Claims made or "suits" brought; or
ciety.
3)Persons or organizations making claims
d. Liability arising out of the insured's accept-
or bringing "suits".
ance and/or undertaking of custodial care or
responsibility of a person at the request, in-
b. The most we will pay for the sum of all dam-
struction, authorization or direction of any
ages because of each claim or "suit" covered
governmental agency, authority, board or offi-
by this insurance is the Professional Liability
cer.
limit shown above applicable to "each claim".
e. Liability arising out of any actual or alleged
c. Two or more claims arising out of one act, er-
conduct of a sexual nature.
ror or omission in "professional services" or
related acts, errors or omissions in "profes-
f. Damages caused by the insured while under
sional services" shall be deemed to constitute
the influence of intoxicants or narcotics.
one claim for the purpose of applying the Pro -
RI 0021 (01.93)
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CPP OLO 0190602275 2277 19288 INSURED COPY
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fessional Liability limits shown above applica-
ble to "each claim".
d. Aggregate Limits
The most we will pay for the sum of all dam-
ages because of acts, errors or omissions
arising out of "professional services" covered
by this insurance is the Professional Liability
limit shown above as "annual aggregate".
The limits of this insurance apply separately to
each consecutive annual period and to any re-
maining period of less than 12 months, starting
with the beginning of the policy period shown in the
Declarations, unless the policy period is extended
after issuance for an additional period of less than
12 months. In that case, the additional period will
be deemed part of the last preceding period for
purposes of determining the limits of Insurance.
5. Definition Applicable to Professional Liability Cov-
erage
RI 0021 (01-93)
"Professional Services" means, solely for use un-
der this coverage:
a. Guidiance or counseling activities;
b. Activities arising out of the ownership, opera-
tion, use or maintenance of cemeteries; or
c. Teaching activities arising out of the faculty or
teaching staff of any school, religious educa-
tion facility, day care center or nursery school
owned or financially controlled by you.
6. Conditions Applicable to Professional Liability
Coverage
a. All General Liability Conditions (Section IV)
and Definitions (Section V) of the Religious In-
stitution Commercial General Liability Cover-
age Form are applicable to this insurance.
b. Duties in the Event of Occurrence, Claim or
"suit' do not apply to this insurance to the ex-
tent that they refer to expenses incurred by the
insured for first aid.
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with its permission.
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MAR